Built for Ghana's Work & Pay Market

Stop Chasing Payments.
Run Your Fleet Smarter.

The all-in-one platform that lets you track Work and Pay collections, manage operators, catch defaults early, and generate financial reports — all from your phone. No spreadsheets. No guesswork.

No credit card needed
Set up in under 5 minutes
Cancel anytime
Portfolio Dashboard Week 24, 2025
Total Collected
₵84,500
Work and Pay Receivables
₵1.2M
Active Operators
18
Default Rate
3.2%
Operator Payments This Week
K
Kofi Mensah
Toyota Corolla · GH-1234-24
68%
Paid
A
Abena Owusu
Honda Civic · GH-5678-24
44%
Due
Y
Yaw Asante
Toyota Hiace · GH-9012-23
22%
Default
Payment Received Kofi Mensah — ₵1,500 collected
₵2.4M+ Collections tracked
500+ Operators managed
98% Uptime reliability
4.9★ Operator satisfaction

Running Work and Pay on WhatsApp & Exercise Books Is Costing You

Most Ghanaian fleet owners track Work and Pay payments the same way they did 20 years ago. It works — until it doesn't.

📋

No Real-Time Visibility

You have no idea who has paid, who is behind, or how much is outstanding across your entire fleet — until you manually check every record.

📉

Defaults Go Unnoticed

By the time you realise an operator is 4 weeks behind, the damage is done. Spreadsheets and notebooks can't send you an alert.

🤦

Payment Disputes

"I paid already!" — without a proper payment record, disputes between you and your operators can turn ugly and damage relationships.

📊

No Financial Picture

Can your business show a profit & loss, a balance sheet, or a receivables report? Without one, you're flying blind with investors and the taxman.

Everything You Need to Run a Tight Work and Pay Fleet Business

Selord brings your entire operation onto one platform — from your first vehicle to a fleet of 20.

💳

Weekly Work and Pay Collections

Log every payment in seconds. Track who's paid, who's due, and who's in default — with a full payment history per operator, per vehicle.

🚗

Fleet Management

Register all your vehicles with full Work and Pay financing details — on-road cost, total repayment, weekly amount, contract duration, GPS tracker and more.

👥

Operator Profiles

Keep full records on every operator: national ID, licence, contract start date, tier, and a live repayment progress bar showing weeks paid vs. contract weeks.

⚠️

Default & Risk Alerts

Operators are automatically flagged as "Watch" or "At Risk" when defaults accumulate — so you act early, not after the money is gone.

📈

Financial Reports

Generate a full Profit & Loss statement, Balance Sheet, and Operator Status Report with one click — PDF or CSV, ready for your accountant or investors.

🛡️

C&P Fund Management

Track each operator's Contribution & Protection fund contributions, disbursements, and balance — separate from their Work and Pay repayments.

💸

Expense Tracking

Log fleet expenses by category — maintenance, fuel, insurance, repairs — linked to specific vehicles so you know the true cost of each asset.

📅

Contract Countdown

Know exactly how many weeks each operator has paid out of their contract — and how many remain. No more manual counting or confusion.

🔒

Secure & Role-Based

Admin, Collections Officer, and Super Admin roles with separate access levels — so your team sees only what they need to.

Up and Running in Under 5 Minutes

No training required. If you can use WhatsApp, you can use Selord.

1

Add Your Vehicles

Register each vehicle with its Work and Pay financing details — on-road cost, weekly payment, contract duration, and registration number.

2

Link Your Operators

Add each work & pay operator with their personal details, contract start date, and the vehicle they're paying for.

3

Record & Track Payments

Log weekly collections as they come in. Your dashboard, reports, and default alerts update instantly — every time.

Built for Every Scale of Work and Pay Fleet Business

Whether you own 2 taxis or manage 20 vehicles for a transport agency, Selord grows with you.

🚖

Individual Car Owners

You've got 1–4 vehicles on work & pay and you're tired of tracking payments on WhatsApp and paper. Selord gives you a professional system at an affordable price.

  • Know exactly who has paid this week
  • Get notified when an operator defaults
  • Print a proper payment statement for disputes
  • See your profit margin clearly
🏗️

Organisations & Cooperatives

You manage a larger fleet — 10 to 20+ assets — across drivers, vehicles, and investor-backed finance schemes. Selord is your command centre.

  • Investor management & ROI tracking
  • Full audit trail for all transactions
  • Insurance and telematics integration
  • Marketplace listings for available vehicles

Pay for What You Use. Nothing More.

All plans include a 7-day free trial. No credit card required. Cancel anytime.

Monthly Annual
Starter
100
/month
1 – 5 Vehicles

  • Up to 5 vehicles & operators
  • Weekly Work and Pay collections tracking
  • Default alerts & risk flags
  • Operator payment statements (PDF)
  • Basic P&L & collections report
  • Expense tracking
  • Mobile-friendly access
Start Free Trial →

7-day free trial · No card needed

Pro
500
/month
10 – 20 Vehicles

  • Up to 20 vehicles & operators
  • Everything in Growth, plus:
  • Driver pool & vehicle assignment
  • Insurance management & claims
  • Telematics & trip records
  • Marketplace vehicle listings
  • LMS / training module
  • Full audit log
Start Free Trial →

7-day free trial · No card needed

Managing more than 20 vehicles? Talk to us about Enterprise →

Trusted by Fleet Owners Across Ghana

★★★★★

"Before Selord, I was chasing my drivers on WhatsApp every Monday. Now I open the app and see exactly who has paid, who hasn't, and who is at risk. It has changed my life."

K
Kwame Osei-Bonsu
Car owner · 4 vehicles · Kumasi
★★★★★

"The weekly payment tracking is perfect. I can see each driver's progress from week 1 to the end of their contract. Even my investors are impressed when I show them the reports."

A
Adjoa Mensah
Transport agency · 8 vehicles · Accra
★★★★★

"We were losing money on defaults we didn't even notice. With the risk alerts, we caught two operators who were 5 weeks behind early enough to sort it out. Very good system."

E
Emmanuel Tetteh
Fleet cooperative · 14 vehicles · Tema

Questions We Hear All the Time

Sign up and use all features free for 7 full days — no credit card required. At the end of your trial, choose the plan that fits your fleet size and pay to continue. If you don't subscribe, your data is kept safe for 30 days.
We accept Mobile Money (MTN MoMo, Vodafone Cash, AirtelTigo Money) and bank card payments. Subscription fees are charged monthly in Ghanaian Cedis.
Yes — Selord is fully mobile-friendly and works on any smartphone browser. No app download needed. Open your browser, visit the site, and you're ready to go. It works on Android, iPhone, and any device.
When you register a vehicle, you enter the Work and Pay total repayment amount and weekly payment. Selord calculates the contract duration in weeks automatically. As payments are recorded, the system shows exactly how many weeks have been paid out of the total contract — so you and your operators always know where they stand.
Your data is stored securely in an encrypted database. If you cancel, you can export all your data as CSV at any time. We retain your data for 30 days after cancellation in case you want to come back.
Yes. Growth and Pro plans support multiple users with different roles — Super Admin, Admin, and Collections Officer. Each user only sees what their role allows, keeping sensitive data protected.
Contact us on WhatsApp for an Enterprise plan. We can accommodate larger fleets with custom pricing, dedicated support, and additional features tailored to your operation.
7-Day Free Trial · No Card Required

Your Fleet Deserves Better Than a Notebook. Start Today.

Join Ghanaian fleet owners and agencies already using Selord to collect more, default less, and grow confidently.